$25K to $500K. In your account within 48 hours. Direct funded. No credit pull.
See What You Qualify ForRooms need refreshing, staff needs hiring, the HVAC needs replacing. Your guests expect a perfect stay. The OTAs take 15-25% of every booking. What's left has to cover everything.
New mattresses, fresh paint, updated bathrooms, modern fixtures. Refreshing 12 rooms costs $8K-$15K per room. That's $100K-$180K you need to spend before peak season, not after. Outdated rooms mean lower rates and worse reviews.
Booking.com takes 15-20%. Expedia takes 18-25%. A $200/night room nets you $150 after commission. Multiply that across 40 rooms and you're giving away $60K-$100K a year in commissions. Direct booking marketing costs money upfront.
Peak season means double the housekeeping staff, extra front desk coverage, seasonal kitchen help. You need 15 extra people for 4 months. That's $120K in wages you front before the summer revenue catches up.
A boiler replacement is $15K-$30K. A roof leak over 6 rooms means $20K in water damage. The elevator inspector just flagged a $25K repair. Guests check in tomorrow. These aren't things you schedule around.
We look at your property's revenue, not your personal credit score. Most hospitality businesses get a decision the same day.
Business name, monthly revenue, time in business. No 40-page SBA packet. No collateral list.
No credit pull. No collateral. We look at your deposits and cash flow. That's what matters.
24-48 hours after approval. Wire or ACH, your pick. Start the renovation, hire the staff, make the repair.
They needed to renovate 12 rooms before summer season. Contractor wanted 50% upfront. The bank wanted financials, projections, a site visit. We funded $150K in 48 hours. Rooms were ready by Memorial Day weekend.
Yes. We've funded hospitality businesses with credit scores in the 500s — and some sub-500. We underwrite on cash flow, not FICO. Three months of bank statements with consistent deposits is what matters.
Typical time from signed agreement to capital wired is 24 to 48 hours. Decisions on most applications come back the same business day.
$30K-$300K is the typical advance range for hospitality businesses, though we fund anywhere from $5,000 to $2,000,000 depending on monthly revenue. A reliable rule of thumb: about 50%-150% of monthly deposits.
Three things: a 60-second application (business name, monthly revenue, time in business), the last 3 months of business bank statements, and a voided check or bank linkage. No tax returns, no collateral, no credit pull to qualify.
No. A merchant cash advance is the purchase of a portion of your future receivables. There is no APR. Pricing is expressed as a factor rate (typically 1.15 to 1.45) applied to the advance amount — that's the total payback. Repayment is a small daily, weekly, or bi-weekly ACH from your business account.
No credit pull. No paperwork. Just a quick form and we'll tell you what your property qualifies for today.
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