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Trucking funding

Blown transmission on I-95. Truck's at the shop. Now what?

$35K to $300K. In your account tomorrow. Direct funded. 24 hours.

See What You Qualify For
24HR Avg time to fund
$35K–$300K For trucking companies
No credit pull To apply
Direct Funder
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Estimator · No credit pull

What can businesses your size actually fund?

Pick three things. We'll show the typical range. The real number takes 3 months of statements and 4 hours.

The real problems

Every day a truck sits is $800-$1,500 gone.

Fuel, repairs, insurance, compliance. Everything in trucking costs money right now. The loads that pay for it come in 30-90 days.

A rebuild is $8K-$18K

Transmission, turbo, DPF system. The shop wants a deposit before they touch it. You need that truck running by Monday or you lose the contract.

Funded next day

Diesel is $4.20 today, $4.80 next week

A 5-truck fleet burns $8K-$12K a week in fuel. When diesel spikes, your rate per mile doesn't change until the next contract.

$35K-$75K typical

The contract needs 2 more trucks

A good used Freightliner is $45K-$80K. The load board has the freight. You just need the iron to move it.

$75K-$300K typical

DOT inspection + insurance renewal + ELD upgrade

They all hit in the same quarter. A DOT out-of-service order costs you $500/day per truck. Insurance renewal is $12K-$30K. You can't skip any of it.

Same-day decision
How it works

Apply today. Funded tomorrow.

We look at your bank statements, not your credit score. Most trucking companies hear back within hours.

01 Apply

60-second application

Company name, monthly revenue, fleet size. No CDL copies. No authority letter.

02 Review

We review 3 bank statements

No credit pull. No lien on your trucks. We look at cash flow, period.

03 Fund

Cash hits your account

24-48 hours after approval. Fix the truck, buy diesel, add a rig.

Day 0 · Apply Day 0 · Review Day 1–2 · Funded
Last month

Fleet owner in TX. New rig. Same-day decision.

”

Had a dedicated lane contract that needed 2 more trucks. Sent bank statements at 9am, got approved for $150K by 4pm. Picked up the Peterbilt that weekend.

$150,000 Funded
SAME DAY Decision turnaround
0 Truck liens required
✓ No credit pull ✓ No personal guarantee required ✓ Direct funder
Common questions

Trucking company funding — answered.

Do you fund trucking businesses with bad credit?+

Yes. We've funded trucking businesses with credit scores in the 500s — and some sub-500. We underwrite on cash flow, not FICO. Three months of bank statements with consistent deposits is what matters.

How fast can a trucking company get funded?+

Typical time from signed agreement to capital wired is 24 to 48 hours. Decisions on most applications come back the same business day.

How much can trucking businesses qualify for?+

$35K-$300K is the typical advance range for trucking businesses, though we fund anywhere from $5,000 to $2,000,000 depending on monthly revenue. A reliable rule of thumb: about 50%-150% of monthly deposits.

What do I need to apply?+

Three things: a 60-second application (business name, monthly revenue, time in business), the last 3 months of business bank statements, and a voided check or bank linkage. No tax returns, no collateral, no credit pull to qualify.

Is this a loan?+

No. A merchant cash advance is the purchase of a portion of your future receivables. There is no APR. Pricing is expressed as a factor rate (typically 1.15 to 1.45) applied to the advance amount — that's the total payback. Repayment is a small daily, weekly, or bi-weekly ACH from your business account.

Find out your number in 60 seconds.

No credit pull. No lien on your trucks. Just a quick form and we'll tell you what you qualify for today.

Apply Now
✓ No credit pull ✓ No obligation ✓ Decision same day