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Manufacturing funding

The PO is $200K. Materials are due now. Payment comes in 60 days.

$50K to $500K. In your account within 48 hours. Direct funded. No credit pull.

See What You Qualify For
48HRAvg time to fund
$50K–$500KFor manufacturers
No credit pullTo apply
Direct Funder
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The real problems

Your buyer pays net-60. Your steel supplier wants cash today.

Manufacturing is a cash-flow trap. You pay for materials, labor, and machine time upfront. Your customer pays 30-60 days after delivery. That gap kills shops.

Raw materials cost a fortune upfront

Steel, aluminum, plastics, specialty alloys. A single production run can require $30K-$100K in materials. Your supplier wants payment in 7-14 days. Your customer pays in 60.

$50K-$200K typical gap

Equipment runs $50K-$300K

A CNC machine is $75K-$250K. A hydraulic press is $40K-$120K. A laser cutter is $100K+. When one goes down, your entire production line stops. Every idle day costs $5K-$15K.

Funded in 48 hours

Large orders require cash you don't have

You land a $200K contract. Materials are $80K, labor is $50K, and you won't see payment for 60 days after delivery. Turning down the job means losing the client. Taking it means floating $130K.

$75K-$300K typical

Skilled labor costs $40K-$80K/month

Machinists, welders, and CNC operators aren't cheap. A 10-person shop runs $50K-$80K in payroll every month. You can't lay them off between contracts or they won't come back.

Same-day decision
How it works

Apply today. Funded tomorrow.

We look at your bank deposits and cash flow, not your credit score. We understand net-30/60 payment terms.

01Apply

60-second application

Business name, monthly revenue, time in business. No SBA paperwork. No tax returns.

02Review

We review 3 bank statements

No credit pull. No collateral. We look at deposits and revenue consistency.

03Fund

Cash hits your account

24-48 hours after approval. Wire or ACH, your pick.

Day 0 · ApplyDay 0 · ReviewDay 1–2 · Funded
Last month

A fabrication shop in OH. 48 hours.

"

They landed a large contract and needed $120K in steel and aluminum before production could start. Supplier wanted payment in 10 days. Bank said 6 weeks. We funded $120K in 48 hours. They delivered on time and kept the client.

$120,000Funded
48 HRSApply to cash in account
0Collateral required
✓ No credit pull ✓ No personal guarantee required ✓ Direct funder
Common questions

Manufacturer funding — answered.

Do you fund manufacturers with bad credit?+

Yes. We've funded manufacturers with credit scores in the 500s — and some sub-500. We underwrite on cash flow, not FICO. Three months of bank statements with consistent deposits is what matters.

How fast can a manufacturer get funded?+

Typical time from signed agreement to capital wired is 24 to 48 hours. Decisions on most applications come back the same business day.

How much can manufacturers qualify for?+

$50K-$500K is the typical advance range for manufacturers, though we fund anywhere from $5,000 to $2,000,000 depending on monthly revenue. A reliable rule of thumb: about 50%-150% of monthly deposits.

What do I need to apply?+

Three things: a 60-second application (business name, monthly revenue, time in business), the last 3 months of business bank statements, and a voided check or bank linkage. No tax returns, no collateral, no credit pull to qualify.

Is this a loan?+

No. A merchant cash advance is the purchase of a portion of your future receivables. There is no APR. Pricing is expressed as a factor rate (typically 1.15 to 1.45) applied to the advance amount — that's the total payback. Repayment is a small daily, weekly, or bi-weekly ACH from your business account.

Find out your number in 60 seconds.

No credit pull. No paperwork. Just a quick form and we'll tell you what your shop qualifies for today.

Apply Now
✓ No credit pull✓ No obligation✓ Decision same day