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Professional services funding

You billed $200K last quarter. Your bank account doesn't show it.

$15K to $300K. In your account within 48 hours. Direct funded. No credit pull.

See What You Qualify For
48HR Avg time to fund
$15K–$300K For professional services
No credit pull To apply
Direct Funder
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The real problems

Clients pay on their schedule. Payroll runs on yours.

Project-based revenue means feast-or-famine cash flow. Your team expects to get paid every two weeks whether the client's check has cleared or not.

Payroll between client payments

You have 8 employees at $12K/month each. The project wrapped two weeks ago. The client's AP department needs 45 days. Payroll doesn't wait 45 days.

$30K-$100K typical gap

Project-based revenue gaps

One quarter you do $350K. Next quarter, $80K while you ramp the next engagement. Your overhead didn't get that memo. Rent, insurance, and software subscriptions hit every 30 days regardless.

$40K-$150K swings

Hiring ahead of contracts

You won a $400K engagement starting in 3 weeks. You need two senior developers now. That's $25K in recruiting costs and $30K in salary before the first invoice goes out.

Funded in 48 hours

Software and equipment costs

Legal research tools run $15K/year per attorney. Cloud infrastructure for an IT firm is $5K-$20K/month. Accounting software licenses, $800/seat. These hit your card whether clients have paid or not.

$15K-$60K annual tools
How it works

Apply today. Funded tomorrow.

We look at your firm's revenue, not your personal credit score. Most professional services firms get a decision the same day.

01 Apply

60-second application

Firm name, monthly revenue, time in business. No 40-page SBA packet. No partner guarantees.

02 Review

We review 3 bank statements

No credit pull. No collateral. We look at your deposits and cash flow. That's what matters.

03 Fund

Cash hits your account

24-48 hours after approval. Wire or ACH, your pick. Make payroll, hire that team, close the deal.

Day 0 · Apply Day 0 · Review Day 1–2 · Funded
Last month

An IT consulting firm. 48 hours.

"

They won a $500K contract starting in two weeks. Needed two senior developers on day one. Bank wanted tax returns, projections, the works. We funded $65K in 48 hours. They staffed up and delivered on time.

$65,000 Funded
48 HRS Apply to cash in account
0 Collateral required
✓ No credit pull ✓ No personal guarantee required ✓ Direct funder
Common questions

Professional services firm funding — answered.

Do you fund professional services firms with bad credit?+

Yes. We've funded professional services firms with credit scores in the 500s — and some sub-500. We underwrite on cash flow, not FICO. Three months of bank statements with consistent deposits is what matters.

How fast can a professional services firm get funded?+

Typical time from signed agreement to capital wired is 24 to 48 hours. Decisions on most applications come back the same business day.

How much can professional services firms qualify for?+

$25K-$250K is the typical advance range for professional services firms, though we fund anywhere from $5,000 to $2,000,000 depending on monthly revenue. A reliable rule of thumb: about 50%-150% of monthly deposits.

What do I need to apply?+

Three things: a 60-second application (business name, monthly revenue, time in business), the last 3 months of business bank statements, and a voided check or bank linkage. No tax returns, no collateral, no credit pull to qualify.

Is this a loan?+

No. A merchant cash advance is the purchase of a portion of your future receivables. There is no APR. Pricing is expressed as a factor rate (typically 1.15 to 1.45) applied to the advance amount — that's the total payback. Repayment is a small daily, weekly, or bi-weekly ACH from your business account.

Find out your number in 60 seconds.

No credit pull. No paperwork. Just a quick form and we'll tell you what your firm qualifies for today.

Apply Now
✓ No credit pull ✓ No obligation ✓ Decision same day