$15K to $250K. In your account within 24 hours. Direct funded. No credit pull.
See What You Qualify ForVehicles break down, insurance renews, fuel costs spike. Your passengers and clients don't care about your maintenance schedule. They just need the ride.
A transmission rebuild on a Lincoln Town Car is $4K. An engine replacement on a Sprinter van is $8K-$12K. You have 3 vehicles down and 14 bookings this weekend. Every day in the shop is $1,500-$3,000 in lost revenue.
Commercial auto insurance for a 10-vehicle fleet runs $30K-$60K a year. That renewal notice doesn't care that your busiest month is next month. Pay now or your fleet sits idle.
A 15-vehicle fleet burns through $8K-$15K in fuel per month. Gas prices spike 20% and your margins vanish. You can't raise prices overnight, but the pump doesn't give volume discounts.
Prom season, wedding season, holiday airport runs. You need 5 extra vehicles and 5 extra drivers for 8 weeks. By the time the bank approves anything, prom is over and the couples are already married.
We look at your fleet's revenue, not your personal credit score. Most transportation companies get a decision the same day.
Business name, monthly revenue, time in business. No 40-page SBA packet. No collateral list.
No credit pull. No collateral. We look at your deposits and cash flow. That's what matters.
24-48 hours after approval. Wire or ACH, your pick. Get those vehicles back on the road.
Vehicle repairs and insurance renewal hit the same month. $45K gone before they could blink. We funded $45K in 24 hours. Every car stayed on the road through their busiest season.
Yes. We've funded transportation companies with credit scores in the 500s — and some sub-500. We underwrite on cash flow, not FICO. Three months of bank statements with consistent deposits is what matters.
Typical time from signed agreement to capital wired is 24 to 48 hours. Decisions on most applications come back the same business day.
$35K-$300K is the typical advance range for transportation companies, though we fund anywhere from $5,000 to $2,000,000 depending on monthly revenue. A reliable rule of thumb: about 50%-150% of monthly deposits.
Three things: a 60-second application (business name, monthly revenue, time in business), the last 3 months of business bank statements, and a voided check or bank linkage. No tax returns, no collateral, no credit pull to qualify.
No. A merchant cash advance is the purchase of a portion of your future receivables. There is no APR. Pricing is expressed as a factor rate (typically 1.15 to 1.45) applied to the advance amount — that's the total payback. Repayment is a small daily, weekly, or bi-weekly ACH from your business account.
No credit pull. No paperwork. Just a quick form and we'll tell you what your fleet qualifies for today.
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